Smarter, Simpler Commercial Real Estate Loans


Turn your commercial real estate "no" to a "yes."



Commercial Real Estate Loans Made Accessible

Best Terms.

More Capital.

Greater Flexibility.


Boston Business Lending is aggressive in identifying strategies to say yes to every commercial loan.

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Making Dreams a Reality

Boston Business Lending offers the best rates and terms for all of your commercial loan needs. Click on the video for more information on how we can help you.

EXPLORE OPTIONS

Your Boston Business Lending Expert


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Michael DeSantis

Michael P. DeSantis, a graduate of Bachelor of Science at Suffolk University began his career in Insurance. Michael initially started handling workers compensation claims that span a 16 year career with a final position at AIG. In 2004 Michael entered the mortgage industry and realized his passion.

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5-Minute Mini Commercial Real Estate Loan Application

Our entire loan process is simple and easy, starting with our quick application.

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Our Partners In Commercial Real Estate Loans


Creating a seamless loan process involves having the best team members in place to approve, close and support commercial real estate loans.

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The Best Rates & Terms in Commercial Real Estate Loans

With Boston Business Lending, we work hard to earn your business, whatever the size of the loan. You are always in the driver's seat. 

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What does Boston Business Lending Offer You?


  1. Accept loan request from $1M-200M
  2. Make loans available for any commercial property types.
  3. Serving Clients nationwide!
  4. Specialize in matching clients with the best rates and terms.
  5. Have a team of loan experts with years of experience.


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Three Easy Steps for Our Clients


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Five Minute Easy Application

Your employees have access to a simple, online form to pass on referrals.

Expert Lending Team Review

Our staff works with the borrower to quickly assess each loan. Potential clients are identified, and we commence document collection, underwriting, and funding.

Prompt and Professional Service

As your loan officers as motivated to close the sale, referrals to your new affiliate increase, as well.

Simple and Straightforward

Boston Business Lending recognizes you are balancing your need for simplicity with your desire for the best terms and rates. We match lenders and borrowers based on a very specific set of criteria to ensure that your business needs are met. We walk you through every step of the process, making sure you are comfortable before proceeding to the next step.

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There when you need us, every step of the way.


Exceptional Customer Service in Commercial Real Estate Loans

When it comes to investing in your business, especially property where your business will operate, you want to make sure you are working with lenders you can trust. Our team operates on honesty, integrity, and respect for each client, regardless of the size of their project. We value every one of our clients and work hard because you work hard.


Loans to Meet Your Specific Needs


No two commercial loans are the same. We work with clients to ensure we understand their needs and to offer our network the best rates and terms.

Loan Details

Cash Out Refinance

Replace an existing commercial real estate loan with a new loan to obtain capital for renovations, debt consolidation, or expansion.

Commercial Construction Loan

Loans for greenfield or redevelopment construction projects initially as interest-only, then rolled or refinanced to a traditional commercial real estate loan.

Commercial Real Estate Purchase

For owners to add stability, set the stage for growth, build a stream of active or passive income for business owners and investors.

Straight Commercial Refinance Loan

Provides ability for business owners to move to a lower interest rate, increase amortization period, reset rate lock-in time to lower monthly payment.

Commercial Loans for Any Type of Property


From small projects to huge developments, and from pizza restaurants to coffee shops, Boston Business Lending finds a way. If someone has said to you, "We don't finance that sort of property," then please call us.





  • Commercial Land
  • Shopping Centers
  • Manufacturing Plants
  • Strip Malls
  • Restaurants
  • Retails Stores
  • Chain Restaurants
  • Franchise Properties
  • Automobile Dealerships
  • Convenience Stores
  • Multi-Family
  • Corporate Campuses
  • Laboratory Space
  • R&D Facilities
  • Municipal Infrastructure
  • Office Parks
  • Automotive Repair
  • Auditoriums & Stadiums
  • Hi-Rise Residential
  • Pizza Franchises
usa business lending three clients

No Two Loans are the Same

Boston Business Lending covers the entire commercial lending universe, giving you an incredible array of options for putting your real estate deal together. Let's work together to find a creative solution for your commercial mortgage.

Ready for a Career in Commercial Real Estate Mortgages?


Boston Business Lending is the strongest name in commercial lending. Earn commercial-grade commissions in the red-hot market for commercial real estate loans.

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LOAN RATES AND TYPES

Eligible For Financing: Construction, Renovation, Refinance and Acquisition of CRE

Loan Range: $1,000,000 to $200,000,000*

Terms: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rates Fixed of Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Values: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayments: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing Eligibility: Better Rates & Terms (Cash Out Option for Renovation, Expansion, or Debt Consolidation of CRE)

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed of Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment : Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing: Tempory Funding for Construction, Rehab, or Major Capital Improvements with Rollover Terms at Stabilization

Loan Ranges: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed of Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing Eligibility: Construction, Greenfield or Tear-down, at Acquisition of CRE.

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed of Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Restaurant Lending for One Location- or a Hundred

You’ve got a delectable menu, a prime location, and the business savvy to make your restaurant a rousing success story. You’re only missing the startup capital to cover equipment costs and ensure liquidity. Luckily for you, Boston Business Lending has years of experience helping restaurateurs just like yourself bring their culinary dreams to life!


It’s no secret that opening a restaurant can feel like a daunting endeavor, which is why you need a lender with the know-how to help you account for all the many moving parts that go into opening a restaurant. 


Likewise, restaurant owners who are looking to
expand their existing business are in an excellent position to leverage their many assets and take on a positive debt that can generate substantially more revenue and attract the investors that you’ve been looking for to bring your restaurant from local, to regional, and on to the national level!


With our expertise, we can guide you every step of the way, from securing capital to managing operating expenses so that when you are ready for your grand opening of your first, second, or hundredth location, you are well situated with the capital that you need for success!

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Let Us Finance Your

Growing Rental Empire

If an army travels on its stomach, a rental portfolio travels on financing. If you are a rental property investor, you already know how important it is to strategize according to the market. If you’re looking to expand your rental portfolio using rental property loans, you have to budget accordingly for the higher down payments and maintain your liquid cash reserves. 


This is where we come in. Boston Business Lending has years of experience helping rental property investors just like you produce enviable portfolios at competitive rates and with a more client-oriented approach than other lenders.


Refinancing your rental properties
is an excellent way to use the market to your advantage and save big on long-term investments. Boston Business lending will help you negotiate a better-fixed interest rate and will advocate on your behalf for loan terms that work to your benefit. Don’t spend the next 30 years paying for a property that you will be able to pay off in 15! You can count on our experts to work with you to find the rental property lending strategy that will save you money, help you better leverage your assets for better rates, and turn your investments into real wealth.

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Personal Fitness Center

Financing Solutions

If you’ve been thinking about opening a gym or expanding your existing chain, you’re likely already aware of the high upfront costs for this type of business. Though there is a high barrier to entry, stalwart entrepreneurs will find that personal fitness centers can be a lucrative and rewarding investment. 


Before you get started, you need two things. First, you need to have a real proof of concept, a company treatment that will set your fitness center apart from the rest.  The other thing that you will need is startup capital- and a good amount of it.


This is where Boston Business Lending comes in. We help you cover these startup costs with loans that have the best rates and the most favorable terms in the industry. We work with you to make sure that you are getting the capital that you need at a rate that works for you.


If you are already in the fitness center industry and are looking to open new locations or improve your existing facilities, we have you covered.  We will help you leverage your existing assets, and find a loan, that will have you well on the way to turning your gym into a fitness empire.


Don’t hesitate to reach out to us about financing your fitness center, whether you’re a seasoned professional, or just getting started!

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Superior Multifamily Construction Loans

Multifamily units are an excellent investment for developers and property owners who are looking to get the maximum value out of the land they already own or plan to acquire.  The only issue is the high price tag that comes with construction and development, which serves as a barrier to entry for many prospective investors and developers.


Boston Business Lending has years of experience helping property owners secure the working capital that they need to break earth and begin construction.  We start by working with you to assess the amount of capital you need, and from there work with you to ensure the most favorable rates and the very best
loan-to-value ratios available on the market today.


Don’t let money be the reason your property goes untouched for decades.  Pair with Boston Business Lending to ensure that you’ve got the capital ready to build your portfolio and increase your wealth.

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Commercial Real Estate REFINANCING

If you’re holding onto commercial real estate, refinancing your loans is one of the best ways to leverage your assets into better terms and improve your cash flow.


Refinancing a commercial property
works a little bit differently from the home refinancing you may be acquainted with. For one, a commercial loan typically matures much more quickly than a home loan. Where a commercial and a residential property might each amortize in 30 years, a commercial property might mature in five to ten years.  This means that you will be able to pull tax-free liquidity from your property to reinvest in any way you see fit! If you are looking to update your existing commercial property or purchase another, this could very well be exactly the solution you’ve been looking for!


If you do decide to refinance your commercial property, you need a team of professionals on your side to guide you through the particularities and make sure that you are getting the best value from your investment. Boston Business Lenders has been in the industry for years and can secure refinancing that provides the best outcome, all while helping you maximize your NOI and get the most value out of your property.


Please do not hesitate to reach out to us and speak with one of our specialists today!

Get Started Now

LEVERAGE YOUR ASSETS

IMPROVE CASH FLOW

REINVEST MONEY

Franchise Financing Made Easy

Franchising is one of the most effective ways for Americans to launch a business.  Instead of spending years building up a brand name, you get to piggyback on others’ prior success. Supply chain issues are already sorted out, and you have the benefit of using a brand identity that is immediately recognizable for the average customer. The business model you’re buying into is already proven.


That being said, the greatest barrier for entry for most prospective entrepreneurs is the startup cost.  That’s where
franchise financing comes in with help from the professionals at Boston Business Lenders.  Franchise fees and other startup costs might look intimidating at first blush, but with the tailored solution provided by Boston Business Lenders, you’ll be able to tackle the important things first and have enough financial runway to make sure your franchise is a rousing success story.


If you’re thinking about opening a franchise, give your partners at Boston Business Lenders a call and let’s put our experience helping hundreds of franchise owners just like you secure the capital that you need to make your dream come true.

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Car Dealership Lending Experts


Running an auto dealership is one of the toughest businesses on earth. Customer expectations are higher than ever, and factory pressure on dealer margins is relentless. Add in market volatility and supply chain issues, and only the hardy can prosper. But this market creates opportunities for aggressive operators.


When an opportunity arises to add a point, you need a lender who won’t slow you down. We understand the car business and can find solutions to get your deal done. Whether you are an independent used car dealership or a larger franchise, making investments in your business is necessary to keep up with the
unprecedented pace of sales we’ve seen in the auto market over the past couple of years.


Boston Business Lending has the years of experience necessary to provide you with the best loan to expand your business and keep up the velocity of your cash flow. We will work with you every step of the way to ensure that you are receiving the correct amount of capital, with the best rates, and unimpeachable terms.


Invest in your dealership now with Boston Business Lending and let us put our experience to work for you!

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Our Proud Partnerships


papa johns logo

Through our affiliation with USA Business Lending, we are a preferred vendor for current and future Papa John's franchisees, We work with their corporate office to bring loan options not previously available. For buying out other franchisee and real estate loans, we have the financing for your Papa John’s restaurants.

papa johns logo

Convenience store and gas station owners have a partner in Boston Business Lending. We have the creative lending options you need to grow your organization, limited only by your ambition.

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Have Questions?


We're Here to Help.

  • We Offer Over 30 Years of Leadership in Commercial Real Estate Loans

    Boston Business Lending is an affiliate of USA Business Lending. The Boston area is a hot spot for new businesses and restaurants. The city is home to a diverse group of people and is full of opportunity for your business to flourish. The team at Boston Business Lending has the industry experience and knowledge to help you get a commercial real estate loan so you can establish your business in the city. Because Boston is growing, you as a business owner have a lot of options when it comes to choosing a lender for your commercial real estate loan. Boston Business Lending promises to not only give you a good experience but to provide superior customer service and a painless process with what is potentially the biggest investment of your career. Our mortgage specialists walk you through the process from start to finish so you can be informed of exactly what to expect. We help you get a loan that works for your budget, goals, and timeline so that you can focus on your business and leave the financials to us. 

  • Partners in Commercial Real Estate Loans

    We prioritize our clients in everything we do. Creating a seamless loan process involves having the best team members in place to approve, close and support commercial real estate loans. Financial institutions, mortgage professionals, and realtors all play an important role in the commercial loan process and we are fortunate to work with highly rated individuals at the top of their fields. 


    Boston Business Lending, offering commercial real estate loans of all kinds, our success is dependent on the success of our clients. Our “Commercial Loans Made Easy” program is designed to make closing easy and successful. We are committed to you. You will have direct access to your representative at all times. We provide a fast review and pre-approval. 

  • Commercial Real Estate Loans Made Easy

    Finding and securing a lender for your commercial real estate loan can be extremely overwhelming. You have so many companies to choose from, making the process even more of a burden. When you choose Boston Business Lending you can trust that we will do everything we can to make acquiring your commercial real estate loan easy. We value your business success, and as a result, give you the individual attention you deserve. We evaluate your goals, your budget, and then work hard on our end to set up your loan so you can get started! Our team keeps you informed throughout the process, but we do the hard work of organizing your loan so you can focus on building your business!

  • Commercial Real Estate Loans for All Types of Properties

    Boston Business Lending provides commercial real estate loans for a variety of properties. Our team is comprised of individuals who are experienced in all different property zones and types. Our in-depth knowledge of different property types helps us better serve you so that you can have access to the best rates, relationships, and benefits that fit your needs. We offer loans for sports and entertainment, medical, industrial and warehouse, retail, office buildings, hospitality, hotels, convenience store and gas stations, and multifamily housing properties. Our professionals will help you get the right commercial real estate loans at the right rates no matter what business endeavor you are pursuing.

  • Commercial Real Estate Loans for All Businesses

    Did you know that there are many different types of commercial real estate loans? Every individual situation and business owner can benefit from different types of loans. One type of loan we offer is a permanent loan, which is a basic mortgage on your commercial property. We also offer SBA loans. These are written by traditional and non-traditional lenders and are guaranteed by the Small Business Association. There are several SBA loans that cater to different types of borrowers. We also offer bridge loans: short term mortgage loans on your commercial property. We suggest bridge loans when you are waiting on longer-term financing. Regardless of the size of your business or your financial situation, we can help you understand exactly what you need and acquire the loan type that will be best for your business. 

  • Unparalleled Customer Service in Commercial Real Estate Loans

    When it comes to investing in your business, especially property where your business will operate, you want to make sure you are working with lenders you can trust. Our team operates on honesty, integrity, and respect for each client, regardless of the size of their project. We value every one of our clients and work hard because you work hard. We have a diverse team that has years of experience which will support your goals for your commercial real estate loans. When it comes to customer service, our goal is to be a cut above the rest so that when you choose us to be your lender, we maintain a relationship with you for all of your loan endeavors. 

  • Commercial Real Estate Loans to Meet Your Specific Needs

    No two business owners are alike, which means that no two loans are the same, either. We evaluate each client and situation and provide individual guidance so that you are set up with a loan that works for you. Because our mortgage professionals have been in the industry for such a long time, we have established a huge network of lenders. This means that we can match you with a lender that best fits you and your needs, and it also means you have access to the best rates and most competitive loans on the market. 


    Boston Business Lending is passionate about seeing businesses and business owners thrive in our city. That’s why we work toward excellence day in and day out with every client we serve. Our mortgage experts have been working for years and have helped facilitate commercial real estate loans for businesses of all types, both big and small, and in every industry, you could imagine. As a part of USA Holdings, you can trust that we offer the services of a national company with the customer care you want and need. We are grateful that you are considering Boston Business Lending to achieve your business dreams!

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